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Long-term disability insurance covers injuries and illnesses whether they occur on or off the job. Common conditions covered include:
The amount of your policy benefit determines your disability payout amount. Typically, the benefit is a percentage of your income, generally ranging from 60% to 80%. Additionally, many policies cover the income lost if you need to take a lower-paying job due to an injury or illness.
Making an Informed Decision
Understanding the workings of long-term disability insurance is crucial before making a decision. With comprehensive guidance from Sargent Insurance Agency in Little Rock, you can make informed financial choices and ensure a comfortable life in case you ever need these benefits. For more information, contact us today.
Contact Sargent Insurance Agency in Arkansas for more information on Long-Term Disability Insurance.
