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Comprehensive Auto Insurance Coverage with Sargent Insurance Agency

Protecting Drivers in Little Rock, Arkansas, and Beyond with Customized Insurance Solutions
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Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Looking for Auto Insurance Coverage?

Sargent Insurance Agency has you covered with comprehensive auto insurance, including specialized coverage for collector cars.

Whether you're in Little Rock or anywhere else, auto insurance covers more than just vehicle damage. The risk of accidents is high due to the increasing number of cars on the road and daily driving distractions.
Every time you drive, you're exposed to potential accidents.

It's crucial to understand your coverage options—not only for your car but also for your protection and those of others who might be injured due to your negligence.

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Insured's Damage
Uninsured Driver
Medical Payments

Liability Coverage

Risk Factors

You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.


Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.

Insured's Damage

Risk Factors

You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.


Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.


Risk Factors

A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk of your vehicle.


Comprehensive coverage can help when your car is damaged by something other than a collision.

Uninsured Driver

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.


Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Medical Payments

Risk Factors

Your son and a passenger are both injured when his subcompact hits a tree.


Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.

Having Sufficient Limits for Auto Insurance Is A Serious Matter

If you cause an accident and are found liable for someone else's injuries, inadequate insurance could mean losing everything.
Many must realize that excellent coverage only sometimes equates to higher premiums.

As a 100% independent agency, Sargent Insurance Agency can compare your current coverage with multiple insurance providers to find the best deal for you.

The best part? Our services are free to you. We're compensated directly by the insurance carriers and work on your behalf to guarantee that your needs are satisfied without any unnoticed policy gaps.

Insurance contracts vary significantly; even similar-looking policies can have vastly different terms. You need an expert like us to navigate the exclusions and conditions, ensuring you have the best coverage at the best price without learning complex legal terms.

Key Auto Insurance Coverages

When reviewing your policy, you might see certain coverages and wonder about their purpose. Here are some essential ones:

Collision Coverage
Protects your car in case it sustains damage in an accident involving another car or an object, such as a guard rail, curb, or dwelling.

Comprehensive Coverage
This policy guards against non-collision damage to your vehicle, like theft, rock chips in the windshield, and collisions with animals.

Property Damage
Compensates others if you damage their car, guard rail, house, or other property.

Bodily Injury Liability
If a person is injured in an accident, this pays for their medical bills and other associated costs.

Uninsured & Under-insured Liability
Protects you if another driver injures you and doesn't have sufficient insurance. This is crucial because you can't control others' insurance coverage.

Common Auto Insurance Variables

Insurance companies use age in their rating algorithms. Drivers under 25 and over 65 often face higher rates due to higher accident rates in these age groups.

Better credit usually leads to better insurance rates.

The rate is influenced by the kind of car, engine size, and safety features.

Driving History
Your driving history has a big influence on your rate. A history of violations or accidents typically means higher rates.

Insurers consider the entire household's risk. Multiple drivers under 25 in a household can increase everyone's rates.

How to Get Started with Your Car Insurance Quotes

If you live in Little Rock, Arkansas and need a car insurance comparison, Sargent Insurance Agency makes it easy. We do the heavy lifting for you!

To get started, call our office or fill out the fields below to send us basic information about your needs. We'll begin your policy review and comparison right away!

Already have Auto Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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