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Comprehensive Electrical Contractor Insurance by Sargent Insurance Agency

Protecting Electricians in Arkansas with Tailored Insurance Solutions
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Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Electrical Contractor Insurance Provided By Our Agency

Working with electrical systems in residential or commercial settings presents significant hazards. Self-employed electricians and electrical contractors face unique risks due to handling live wires, active circuits, and specialized equipment. At Sargent Insurance Agency, we offer the right insurance solutions to manage these risks effectively.

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General Liability
Commercial Property Insurance
Commercial Auto
Worker’s Compensation

General liability coverage

Risk Factors

While on vacation in Europe, you lose the tote bag with everyone's passports.


Your homeowners' policy can help with the cost of replacing passports and other valuable papers.

Commercial property insurance coverage

Risk Factors

If any company vehicles are involved in an accident, you must pay for third-party bodily injury, property damage, or pollution cleanup.


Commercial Auto policy would cover any expense for the medical care of the other driver and repair of his property.

Commercial Auto Coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution cleanup.


Commercial Auto policy would cover any expense for the medical care of the other driver and repair his property

Worker’s compensation coverage

Risk Factors

To change the wiring on the roof, your employee uses a ladder to climb onto the roof and slip and fall while doing so. They need medical care and cannot work until he recovers.


Workers’ compensation would pay for their medical bills and a portion of lost income while they recover and are unable to work.

What is Electrical Contractors Insurance?

Electrical contractor insurance is tailored to safeguard electricians and their employers (if not self-employed) from damages resulting from negligent work and injuries sustained on the job. Additionally, it offers protection against damage to or theft of company property.

Essential Coverages Included in Electrical Contractors Insurance

General Liability Insurance

A crucial coverage for electrical contractors, it offers protection against lawsuits and financial liabilities arising from various accidents, such as fires caused by faulty workmanship.

Commercial Auto Insurance

This coverage is vital if you use your vehicle to transport work supplies like parts, testing equipment, and other tools. We protect a range of vehicles, including cargo vans and pick-up trucks.

How Much Does Electrical Contractors Insurance Cost?

The cost of electrical contractor insurance depends on several factors, including the size of your business, its location in Arkansas, and its gross sales/receipts and payroll. For instance, a solo contractor in a rural area of Kansas might pay only a few hundred dollars annually. In contrast, a large company in New York City could spend over a million dollars yearly.

Generally, costs are expected to start in the low thousands due to the high risks associated with electrical work and the potential involvement of other people and property.

At Sargent Insurance Agency, we will review your needs and help you determine the most suitable electrical contractor insurance policy. We'll also evaluate estimates and plans from several insurance companies to ensure you get the greatest coverage. Contact us now to find out more!

Already have Electrical Contractor Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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