We got you covered

Comprehensive Long-Term Disability Insurance with Sargent Insurance Agency

Protecting Your Income in Little Rock Against Severe Illnesses and Injuries
Get Started

Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Understanding Long-Term Disability Insurance with Sargent Insurance Agency

Long-term disability insurance provides a safety net by replacing a portion of your monthly income if a major injury or illness prevents you from working. This coverage allows you to manage your finances while concentrating on your recovery.

What is Long-Term Disability Insurance?

Long-term disability insurance offers income protection for severe injuries and illnesses that keep you out of work for three months or more. This includes permanent disabilities that prevent you from returning to work. This coverage is a wise investment for healthy, employed individuals looking to secure their financial future. You can obtain this insurance individually, as a group, or both.

Coverage Details of Long-Term Disability Insurance

Long-term disability insurance covers injuries and illnesses whether they occur on or off the job. Common conditions covered include:

  • Sprains and strains
  • Heart attack
  • Stroke
  • Coronary artery disease
  • Back pain
  • Scoliosis
  • Pneumonia
  • Pregnancy complications
  • Rheumatism

Cost of Long-Term Disability Insurance

The amount of your policy benefit determines your disability payout amount. Typically, the benefit is a percentage of your income, generally ranging from 60% to 80%. Additionally, many policies cover the income lost if you need to take a lower-paying job due to an injury or illness.

Making an Informed Decision
Understanding the workings of long-term disability insurance is crucial before making a decision. With comprehensive guidance from Sargent Insurance Agency in Little Rock, you can make informed financial choices and ensure a comfortable life in case you ever need these benefits. For more information, contact us today.

Contact Sargent Insurance Agency in Arkansas for more information on Long-Term Disability Insurance.

Already have Long-Term Disability Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

This field is for validation purposes and should be left unchanged.

Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
© 2024 Sargent Insurance Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram