Since off-road vehicles aren’t street-legal, they aren’t covered by your auto insurance. Additionally, your home insurance policy likely doesn’t cover them either. So, what’s the solution?

Secure your off-road vehicles with an insurance policy from Sargent Insurance Agency, located in Little Rock, Arkansas.

There’s a variety of off-road vehicles, and many can be insured under the same type of coverage, including:

• ATVs – 3, 4, or 6 wheels
• Golf carts
• Dune buggies
• Dirt bikes
• Snowmobiles

If you own multiple off-road vehicles, you’ll need a policy that provides comprehensive coverage for all. Different vehicles come with various risks; for example, the risks in a golf cart differ from those in a dirt bike. We can help you select a policy covering all off-road vehicles, regardless of type.

When riding, it’s crucial to stay aware of your surroundings and anticipate the weather and the actions of others. Off-road insurance can protect you if an accident occurs. Coverage typically includes:

Bodily injury to others or property damage caused by your snowmobile, golf cart, or ATV

Bodily injury to yourself from an accident with an uninsured rider

Damage to your snowmobile, golf cart, or ATV from an accident

Theft, fire, vandalism, and other losses, even when your off-road vehicle is in storage