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Comprehensive Sinkhole Insurance with Sargent Insurance Agency

Protect Your Home in Little Rock, Arkansas from Unforeseen Sinkhole Damage
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6 Knowledgeable advisors

Multiple coverage options to choose from

Sinkhole Insurance Provided By Our Agency

Currently, there is no definitive way to detect sinkholes on your property. However, if you reside in a high-risk sinkhole area, your house could be at significant risk. Contact Sargent Insurance Agency to learn more about the necessity of sinkhole insurance in Little Rock.

What is Sinkhole Insurance?

Sinkhole insurance is a specialized policy designed to protect your home and personal belongings from sinkhole damage. This coverage also includes the cost of stabilizing your home's land and repairing its foundation.

It's a common misconception among homeowners that their typical home insurance policy covers sinkhole damage, but this is frequently untrue. Sinkhole coverage is not typically included in normal home insurance plans; however, certain open perils policies might.

Types of Sinkhole Insurance Coverage

There are two primary types of sinkhole insurance: sinkhole loss coverage and catastrophic ground collapse coverage. Here are the distinctions between them:

Sinkhole Loss Coverage
This insurance endorsement generally covers man-made sinkholes, such as those caused by mining operations. It may or may not include naturally occurring sinkholes.

Catastrophic Ground Collapse Coverage
This coverage protects your home if it is damaged due to a sinkhole causing foundation damage. A local government agency must condemn your home to qualify for this coverage.

Why is Sinkhole Insurance Important?

It's crucial to research whether you live in a high-risk area prone to sinkholes, which pose a significant threat to homeowners. Due to their unpredictable nature, it is wise to prepare for the worst. Ensuring your home and belongings are covered, especially if you live in a sinkhole-prone area in Arkansas, is essential. In such cases, obtaining sinkhole insurance is imperative.

If a sinkhole damages your property and you need assistance navigating sinkhole insurance claims, contact Sargent Insurance Agency at 7107 West 12th St. Suite 103 Little Rock, AR 72204.

Contact us now to learn more about sinkhole insurance and how it can safeguard your house and possessions.

Already have Sinkhole Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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